2014年2月18日星期二

Banking sector to the real estate market outlook judgment is divided

To enter in 2014, has experienced a "tight" at the end of the money the bank has returned to the loan amount, why mortgage without much looser,JIS stpg410 seamless tube abnormal phenomenon appeared at the beginning of the mortgage nervous?

Zhang Dawei centaline property market research director, told reporters that in the second half of last year, because of a shortage of credit lines, a large number of mortgage and corporate lending projects were backlog.As credit lines to regain, these lines to handle years ago "old scores",black steel weld pipe 8 inch demand for new mortgage bank.In addition, the Spring Festival date earlier this year, during the festival the large cash needs to have certain influence to bank's mortgage policy in January.

Shanghai e-house Yang Gongxu think, vice President of the institute of real estate, banking in our country in 2013 two obvious "money is tight, tight liquidity situation have been unable to completely reversed, Banks lend to each other fund interest rates remained high;At the same time,DIN 2573 PN6 Plate Flange along with the bank the competition as well as the impact of the financial markets, Banks generally with interest rates to rise to "deposit cashback" even absorb deposits and together these two factors, lead to the cost of bank funds.Yang Gongxu thinks, for Banks, mortgage rates were much lower than the corporate loans, if the loan interest rate discount is almost unprofitable.Banks are more willing to use valuable credit lines for higher profits, the policy is also more support small micro enterprise loan, it is the important reason for the mortgage very nervous.